What We Do

“Risk & Insurance Management Consultants, Inc. (RIMC), is a full-service option for clients who procure insurance products elsewhere or self-insure their exposures”.

• Risk Management
• Safety & Loss Control
• Claims Management

• Identification of loss exposures through the use of checklists, worksheets, financial data, flowcharts and personal inspections. These tools are used in conjunction with the loss control department analysis and the historical claims analysis.

• Coordination of risk control efforts to minimize losses that can strike the client.

• Risk financing review to provide options to pay for prospective losses.  Only after implementing all risk funding methods, including retention and contractual transfer, do we help the client procure proper insurance protection.

• Review and analyze a client’s insurance

• Identify and analyze risk exposures

• Recommend retention levels

• Assist in preparing and reviewing safety or risk management manual

• Conduct study of alternate funding for losses

• Review contracts/leases from an insurance and risk perspective

• Oversee loss control and claim services

• Provide financial security evaluation on risk retention groups, captives and standard insurance companies in terms of their feasibility and financial security

• Critique broker or agent service capabilities and performance

• Prepare bid specifications with client

• Coordinate actuarial services

• Analyze and evaluate new risk exposures and solutions

• Conduct audits for risk management information systems

• Conduct self-insurance feasibility studies

• Present workshops, conferences, training and information on risk management related topics

• Fee-based services versus commissions